(NAPSI)—With day-to-day activities affected by the coronavirus, many people greatly reduced their spending. While saving money is great, a solid financial plan is even better. Here are hints on how: 1.Make a budget, but focus on the things that you can control. You can’t change your mortgage…

(StatePoint) When it comes to selecting a personal loan, making the right choice is essential, particularly when you’re in a tight financial spot or have imperfect credit and fewer options.

(StatePoint) With record numbers of Americans filing for unemployment and many facing income loss, the financial impacts of COVID-19 are far-reaching.

(BPT) - As COVID-19 continues to disrupt normal day-to-day operations of small- to mid-sized businesses and nearly half of the U.S. workforce hangs in the balance, employers are taking creative measures to reset their go-to-market strategies and offerings. By changing their operations to mee…

(StatePoint) The recent economic downturn has caused many Americans to worry about their money, but there is at least one potential bright spot: lower interest rates. For homeowners, this means that it may be time to consider refinancing your mortgage. Refinancing can give you an opportunity…

(BPT) - While it’s clear the current pandemic has hit the traditional restaurant industry especially hard, restaurants and franchises that can pivot to succeed by offering drive-through, take-out and delivery options will likely weather the storm, and even thrive in the near future.

(NAPSI)—K–12 education has gone through a seismic shift in the wake of COVID-19. Parents are finding themselves thrust into homeschooling, and educators, into virtual schooling. EdChoice, a national nonprofit, nonpartisan organization, teamed up with Morning Consult to release results of a r…

(NAPSI)—No matter your stage of life, it’s always a good idea to have a long-range care plan in place. A good way to begin is to talk candidly with your family and friends. By starting the conversation, you can express your views on treatment, relay your care preferences and communicate who …

(StatePoint) These uncertain times are forcing more people to reexamine finances and rewrite their household budgets. According to the Pew Research Center in a survey conducted soon after the COVID-19 crisis began, 33% of Americans either lost their jobs or suffered a pay cut or reduction in…

(BPT) - During these difficult times, millions of Americans have been furloughed, laid off, or may yet lose employment due to the pandemic. And because insurance is tied to employment for a vast majority of workers, this can mean facing the loss of insurance coverage as well as your income.

(NAPSI)—It may be easier for people with disabilities to achieve financial independence than they realize with Social Security’s free and voluntary Ticket to Work (Ticket) program.  Adults ages 18 through 64 who receive who Social Security Disability Insurance (SSDI) or Supplemental Security…

(StatePoint) If you have school-age children, you are probably one of the many parents facing the challenge of educating your kids at home. While there are countless learning options available—from virtual music classes to videos about zoo animals—financial literacy is one important subject …

(StatePoint) For many Americans, the current state of the economy is creating real financial challenges and concerns. However, the federal government’s recently enacted CARES Act is intended to provide some financial relief to families and business owners who may be struggling to manage thei…

(StatePoint) Millions of U.S. residents will receive government stimulus payments (also known as Economic Impact Payments) under the CARES Act. Payments to eligible recipients will arrive by either direct deposit or a paper check.

(StatePoint) Spring is the season of warmer weather and blossoming flowers, but it is also – usually -- the season of taxes. Tax Day is typically April 15, but the Internal Revenue Service (IRS) recently extended the deadline for filing and paying your 2019 federal income taxes to July 15, 2020.

(NAPSI)—Amid the economic fallout stemming from the COVID-19 crisis, many lower-income and hourly workers need access to their earned wages immediately, versus waiting the traditional two-week pay cycle. PayActiv, the leading provider of employee earned wage and tip access, has been committe…

(BPT) - The health care system faces many challenges, including the availability of quality care for millions of Americans. While clinicians are struggling to pay off student loan debt, patients in geographically isolated areas, such as rural and underserved communities, have limited access …

(BPT) - Even when times are good, it’s tough for most people to handle unexpected expenses. According to Forbes, nearly 78% of U.S. workers live from one paycheck to the next, with little or no money set aside for an emergency. But especially during uncertain times, any unexpected occurrence…

(StatePoint) Unfortunately, during times of hardship, families are often targeted by fraud artists attempting to take advantage of those needing assistance. The COVID-19 crisis is no exception, with many scammers pretending to extend a critical lifeline to struggling homeowners through so-ca…

(StatePoint) With expected delays in bill payments, unprecedented layoffs, hiring freezes and related hardships, many Americans are facing new financial challenges.

(StatePoint) As more Americans take precautions to stay safe from COVID-19, scammers are cooking up new schemes and exploiting every angle to profit off these unusual times -- from offering testing equipment to pretending to have in-demand products.

(BPT) - By Cetera Financial Group

(NAPSI)—Saving for retirement can be challenging when juggling competing financial priorities, such as building short-term savings, paying off debt, and just covering basic living expenses. The good news is that the Saver’s Credit—a little-known tax credit made available by the IRS to eligib…

(BPT) - Choosing the right tax professional is an important decision. Their expertise could positively or negatively impact your refund, the largest single financial transaction many people have all year. Tax pros review your financial info and have access to your personal data. Unfortunatel…

(StatePoint) The demographics of women have rapidly evolved over the last half-century. Now a prominent component of corporate America and the global business landscape, women are increasingly assuming stewardship of family and business finances.

(StatePoint) Workplace retirement plans, including 401(k)s, 403(b)s and 457 plans, provide an important long-term savings tool for many Americans. About 55 percent of U.S. workers across public and private sectors participated in workplace retirement plans in 2018, according to the Bureau of…

(BPT) - For many Americans, the tax refund represents the most significant financial event of the year, with 86% of Americans saying their tax outcome impacts their financial confidence for the entire year, according to a recent H&R Block survey.

(NAPSI)—As we honor America’s approximately 169 million women this month, let us keep in mind where progress has been made while also calling out where access to opportunities are still not equal.While women average fewer earnings than men—and women of color earn even less than that, accordi…

(StatePoint) Americans’ credit card debt totaled $930 billion in the fourth quarter of 2019, a $46 billion increase over the third quarter, according to recent data from the Federal Reserve Bank of New York. At the same time, the proportion of borrowers whose credit card payments were 90 day…